Banking & Finance

Financing can provide businesses with capital for operations, acquisitions and expansion, but financing documentation can also impose legal and operational restrictions that remain in place long after the funds have been received.

We advise borrowers, companies, shareholders and other transaction participants on the legal framework governing corporate financing arrangements.

Our work covers loan agreements, credit facilities, working-capital arrangements, shareholder loans, guarantees and security documentation. We review not only pricing and repayment mechanics, but also provisions that may restrict additional borrowing, distributions, asset transfers, ownership changes, acquisitions or the creation of further security.

Particular attention is given to representations, undertakings, financial covenants, information requirements and events of default, as these provisions can materially affect how management operates the company throughout the financing period.

Where shareholder or intra-group funding is used, we help ensure that the arrangement is properly documented and consistent with the corporate structure.

Our objective is to ensure that financing obligations are clearly understood, properly authorized and commercially workable before the company becomes legally committed.